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loan calculator

how to calculate your repayments

your questions

How to use the loan calculator
Important information about the loan calculator
Applying for your Homeowner Loan

how to use the loan calculator

You'll find the loan calculator quick and easy to use:

Step 1: Enter the amount you wish to borrow into the loan calculator
Step 2: Then enter the number of years you'd like to take to repay the loan - you can choose any loan term from 5-25 years
Step 3: Finally, click on the 'calculate' button and the loan calculator will give you an indication of what your monthly repayment could be

If you feel you cannot afford the monthly payment shown on the loan calculator try entering a smaller loan amount or choose a longer payment term until the loan calculator gives you a monthly payment that you can reasonably afford.

Remember, your quick quote is for illustration purposes only and is only there as a guide. When you come to apply for your loan, a FIRSTPLUS Customer Account Manager will help you decide on a loan amount and monthly repayment that is right for your personal circumstances.

Go to the loan calculator

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important information about the loan calculator

Please note the following information about the loan calculator:

  • all loan calculations produced by the loan calculator are based on a typical 8.5% APR variable 
  • remember, the information in your quote should only be used as a guide. When you apply for your FIRSTPLUS loan we will take into account your individual circumstances before deciding on the interest rate we can offer you. Your exact monthly repayment will be confirmed at the time of application.
  • Payment Protection Insurance is not included in the monthly repayment calculation shown on the loan calculator

Payment Protection Insurance can be added to your loan repayment as protection against loss of income due to accident, sickness, involuntary unemployment and hospitalisation. Your Customer Account Manager will take your personal circumstances into consideration when you apply for your FIRSTPLUS loan and advise you if we feel this cover is appropriate for you.

If you are interested in Payment Protection Insurance please discuss this with your Customer Account Manager, we will be happy to give you a quote when you apply.

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applying for your Homeowner Loan

Once you've used the loan calculator to get an indication of your monthly repayment and you feel this amount is affordable, there are three ways you can apply for your FIRSTPLUS loan:

  1. you can apply online straight away
  2. you can ask us to call you back
  3. you can call free on 0800 052 0202*

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get an instant decision

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or call free

telephone

0800 052 0202*

8am-9am Mon-Fri, 9am-5pm weekends

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quick quote

How much?

£

How long?

Years Months

What for?

apply online
get an instant decision online
telephone
0800 052 0202*
call us free 8am-9pm Mon-Fri, 9am-5pm weekends

 

 

A FIRSTPLUS LOAN IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

* Calls to 0800 numbers are free. Call charges from mobiles may vary. Incoming and outgoing calls may be recorded.